Please allow seven to ten working days … Or choose another card entirely. Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. By using Investopedia, you accept our. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. Its main feature is the cashback program, which requires no minimum spend to be eligible, and allows you to earn up to 2.5% (for non-HSBC Advance banking customers) or 3.5% (for HSBC Advance banking customers) on all eligible purchases. Its $45 annual fee is waived for banking customers and there's a 0% introductory period on purchases and balance transfers. if you’re a Singaporean or permanent resident, or S$40,000 if you’re self-employed or a non-resident. Get all the information you need about the card and apply inside. While, finder.com is a financial comparison and information service, not a bank or product provider, We cannot provide you with personal advice or recommendations, Credit cards with free airport lounge access, Complimentary travel insurance credit cards, Minimum Income Required for a Credit Card, quick and hassle-free transactions through a contactless terminal. This card offers no interest on purchases, and balance transfers made within the first 60 … It offers 2 points per dollar spent on travel (airline hotel, and car rental purchases), a 35,000-point introductory offer, a number of travel benefits, and no annual fee. Also, the offers with those other cards give you all the points in as little as one to three months, provided you meet the needed spending requirement, rather than trickling them out gradually over a year. While we are independent, we may receive compensation from our partners for featured placement of their products or services. Earn 3x points on travel immediately after earning your $300 travel credit, 3X points on dining at restaurants, and 1 point per $1 spent on all other purchases. Finally, if you have a balance on another credit card earning high interest, or if you're planning on making a large purchase, use the 12-month 0% introductory period on purchases and balance transfers. For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (02)7976-8000 from overseas, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or send an email to hsbc@hsbc.com.ph.If you want to find out more about HSBC… The card might also be worthwhile for you if you take advantage of the 0% APR balance transfer offer to enjoy relief from interest on those balances for 12 months. Finder is committed to editorial independence. We utilize BLS (U.S. Bureau of Labor Statistics) income and average category spending data to calculate annual earnings rates for rewards cards that offer cash back, points or miles rewards at a set rate on all spending or in consideration of bonus rewards for certain spending categories, like gasoline, groceries, restaurants or travel. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide. Promo Code: HSBCNEW21. 2. HSBC earned below average scores in J.D. Apply for a Advance Mastercard Credit Card today and receive 500 free bonus points and up to USD250,000 automatic travel insurance, and more. HSBC Revolution Card is great for social spenders who shop online and prefer to avoid annual fees. An experienced copywriter and content creator, Zyane enjoys writing on a wide array of subjects. Optional, only if you want us to follow up with you. 2 points on dining and select entertainment purchases and 1 point on all other purchases. To provide an example of the return you could earn with HSBC Advance Mastercard, let's assume that you use it exclusively for dining and entertainment, which earn the card’s best returns. When compared among all rewards cards in our database: See how this card compares to similar cards, Investopedia Credit Card Rating Methodology. With points worth a cent each, by Investopedia’s valuation, you’d need to spend tens of thousands of dollars to earn the tens of thousands of points that many other cards offer for $3,000 or $5,000 in spending. If you’re not a HSBC customer yet but would like to take up the Rewards Credit Card today, you first need to successfully apply and qualify for an HSBC Advance Bank Account. Earn accelerated points on dining and select entertainment purchases. Zyane Tan is an associate editor at Finder. It doesn’t allow you … While there are caveats to the protection, including that it covers a total loss only when the phone is stolen, it still provides some peace of mind about the most valuable item most of us ever carry around with us. In his previous review on the HSBC Advance Credit Card, he demonstrated how he was consistently getting a cashback rate of 2.5% to 3.5%.HSBC Bank has announced some changes that will affect existing HSBC Advance … As our new 2021 review shows,, the HSBC Premier Mastercard credit card is the UK's most generous free Visa or Mastercard for earning Avios points. Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check. Since that qualification involves maintaining a balance of at least $5,000 in the account, this is a card for those who are serious about having HSBC handle at least a significant portion of their banking or investments. Customers who need to report a lost or stolen card can call 800-462-1874 24/7. Next, maintain the HSBC bank or investment account that helped you qualify for the card at a level that allows you to continue to get it without an annual fee. With S$3,500 monthly spend, cardholders can max out the flat 3.5% cashback rate, capped at S$125/month. You’ll earn 3X points per dollar on dining and select entertainment purchases, and 2X … Travel period ends 31 Mar 2022. Balance transfer fees are occasionally waived during introductory periods with certain cards, a factor which is heavily and positively weighted in our scoring model for cards offering this benefit. Instead of a traditional welcome bonus, the card offers: … We may receive compensation from our partners for placement of their products or services. Qualifying entertainment purchases include tickets and other purchases at sports and recreation facilities, amusement parks, and tourist attractions, along with tickets to theatre, concerts, and movies and purchases of recorded music and videos. First and foremost, you should take advantage of enhanced rewards earnings during the first year of membership. Proof of billing address, such as latest mobile bill, utility bill or bank statement, displaying your full name and mailing address. If you are approved for an HSBC Advance Credit Card, you get to enjoy the following features: If you’ve compared your options and decided that the HSBC Advance Credit Card is right for you, you can begin your application by clicking Go to site on this page. Ends 31 Jan 2021. The HSBC Advance Mastercard credit card is a rewards credit card. For salaried employees: eCPF statement contribution, computerised payslips for the last three months; OR the latest Notice of Assessment with last month’s computerised payslip. The HSBC Advance Mastercard offers those who hold a checking account with the bank competitive rewards on entertainment and dining purchases, at least during the first 12 months. The one-time offer with the HSBC Advance Mastercard is longer than those of most cards, lasting a full year, but also requires greater spending to get comparable benefits. The presence of secondary car-rental insurance coverage and absence of a foreign-transaction fee—benefits that not all no-fee cards offer—also make HSBC Advance Mastercard a decent fit for those who travel frequently and have no other card that offers these pluses. Vendors for purchases eligible for dining rewards include restaurants, bars, taverns, comedy clubs, nightclubs, cocktail lounges, discotheques, and fast-food outlets. HSBC Elite Credit Card ... CardRates serves millions of users with credit card rates, reviews, and tips from a team of 50+ leading experts. Get this card if you have an HSBC checking account and want a rewards credit card. There's no limit to the number of points you can earn in a year and points don't expire. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. It lets you access your funds when you shop in-store or need to withdraw cash from an ATM. In addition to offering 2 miles per S$1 spend on local dining and entertainment, plus online spend (including travel bookings, bills, and EZ-Link payments), this card … For the first year, the card earns three points per dollar on dining and eligible entertainment purchases and two points per … Cardholders get 24/7 fraud monitoring and alerts, chip technology and zero fraud liability for unauthorized transactions. Ends 31 Dec 2021. ... - Cards For Building Credit - Cash Advance Credit Cards - Cash Cow Couple Shares Best Credit Cards For Couples - Chase Freedom Credit … While we make no assumption as to whether balances are carried on a given card we do assign varying weights to all credit cards’ introductory APR (if present) in addition to the regular, long term purchase and balance transfer interest rates. If you were to keep the same spending habits in subsequent years, you'd earn 22,800 points valued at $228. That difference could significantly increase the cost of a transfer—boosting the cost of transferring $10,000 by $100, for example. Please take a moment to review our fees for debit and credit cards. £3). The HSBC Advance Credit Card is available for adults above the age of 21, and who meet the minimum income requirement. I am using the HSBC Advance account hence the … Some of the benefits you can enjoy with an HSBC Advance Credit Card include: Get 7% off Agoda hotel bookings worldwide. HSBC Advance Credit Card Review With the HSBC Advance Credit Card, you can earn up to 3.5% cashback and pay S$0 annual fee for the first year. HSBC Advance Mastercard Review. The HSBC Advance Debit Card is a regular debit card with no special features. Cards that are selected best overall in their respective categories generally feature most if not all of the following attributes: Credit card fees come in many forms but the primary ones involve those for annual card membership and balance transfer. HSBC offers several different options for redeeming your points through the HSBC Advance Rewards Program. However, we recommend considering good and excellent credit to mean 700+ and 750+, respectively. Existing customers: Enjoy S$5 off with minimum spend of S$25. T&Cs apply. ... As an HSBC Credit Card customer, you can register to receive an email when your card is used. The Capital One Savor card, for example, earns unlimited 4% cash back on dining and entertainment, 2% at grocery stores, and 1% on all other purchases. The HSBC Advance Mastercard is not one of our top-rated rewards credit cards. Earn 2X ThankYou Points at supermarkets and gas stations for the first $6,000 per year and 1X points on all other purchases. We are an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. This is only required if you’re a foreigner; or if you have a different billing address (for Singaporeans/PR). You are about to post a question on finder.com: By submitting, you agree to the Finder Privacy Policy and Terms. During the first year of card membership, you'd earn 20,100 points worth $201, due to the bonus rate in effect then. There's a $95 annual fee, but it comes with a $300 cash bonus opportunity that can justify the cost of the card for three years. The card details have not been reviewed or approved by the card issuer. This description ... (“Program Rules”) apply to the HSBC Advance Mastercard® credit card (“HSBC . HSBC Advance Mastercard® credit card Program Rules Rewards Brochure 10/2020. The information about the HSBC Advance Mastercard® credit card has been collected independently by Finder. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Credit score is one of the many factors lenders review in considering your application. You must have applied for or already hold a HSBC credit card. However, to reap the most benefits from this card, you will need to apply and qualify for an HSBC’s Advance banking relationship. Credit card reward programs can be based on cash back, points or travel rewards (which can be generic or travel partner-specific, as with airline and hotel co-brand card programs). Please review carefully. 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